

Question of the month
How will the recently passed Economic Stimulus Package affect our Employee Benefits Program?


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Indvidual Dental Insurance
Dental Insurance is available to individuals and families that are not covered on group dental insurance. For people without dental insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Even for routine preventive care, a trip to the dentist's office could mean a substantial amount of money out of your pocket. Dental insurance is affordable and can be purchased for as low as $28 a month for and Individual or $75 for full family coverage.
Dental Plans have annual maximum benefits of usually $1,000 to $2,000 per calendar year. All Dental Plans do have waiting periods for major services so they are not designed for someone who intends on getting comprehensive dental work performed within 6-12 months of enrollment. A freedom-of-choice plan allows you to see any dentist you wish, however, you will save money by using a contracted provider.
Dental Plans have annual maximum benefits of usually $1,000 to $2,000 per calendar year. All Dental Plans do have waiting periods for major services so they are not designed for someone who intends on getting comprehensive dental work performed within 6-12 months of enrollment. A freedom-of-choice plan allows you to see any dentist you wish, however, you will save money by using a contracted provider.


